IMPORTANT – PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE AND/OR USING THE ONLINE SERVICES, YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS. IF YOU DO NOT ACCEPT ANY OF THESE TERMS OR CONDITIONS, YOU MUST IMMEDIATELY DISCONTINUE YOUR ACCESS OF THIS WEBSITE AND/OR USE OF THE ONLINE SERVICES.

Copyright & Trademark Notices

Except as otherwise expressly stated herein, the copyright and all other intellectual property in the contents of this website (including, but not limited to, all design, text, sound recordings, images or links) are the property of Straits . As such, they may not be reproduced, transmitted, published, performed, broadcast, stored, adapted, distributed, displayed, licensed, altered, hyperlinked or otherwise used in whole or in part in any manner without the prior written consent of Straits. Save and except with the Straits’ prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or “mirror” or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or webpage.

All trademarks, service marks and logos used in this website are the property of Straits and/or the respective third party proprietors identified in this website. No licence or right is granted and your access to this website and/or use of the online services should not be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademarks, service marks or logos appearing on the website without the prior written consent of Straits or the relevant third party proprietor thereof. Save and except with the Straits’ prior written consent, no such trade mark, service mark or logo may be used as a hyperlink or to mark any hyperlink to any Straits’ site or any other site.

Disclaimer

The information and materials contained in or accessed through this website are provided on an “as is” and “as available” basis and are of a general nature which have not been verified, considered or assessed by any member of Straits in relation to the making of any specific investment, business, financial or commercial decision. The information and materials are not made with regard to the specific investment objective, financial situation or needs of any particular person who may receive the information and materials.

Such information and materials are provided for general information only and you should seek professional advice at all times and obtain independent verification of the information and materials contained herein before making any decision based on any such information or materials. Straits does not warrant the truth, accuracy, adequacy, completeness or reasonableness of the information and materials contained in or accessed through this website and expressly disclaims liability for any errors in, or omissions from, such information and materials. No warranty of any kind, implied, express or statutory (including but not limited to, warranties of title, merchantability, satisfactory quality, non-infringement of third-party intellectual property rights, fitness for a particular purpose and freedom from computer virus and other malicious code), is given in conjunction with such information and materials, or this website in general.

Under no circumstances shall Straits be liable regardless of the form of action for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing this website and/or using the online services even if Straits had been advised as to the possibility.

In no event shall Straits be liable to you or any other party for any damages, losses, expenses or costs whatsoever (including without limitation, any direct, indirect, special, incidental or consequential damages, loss of profits or loss opportunity) arising in connection with your use of this website, or reliance on any information, materials or online services provided at this website, regardless of the form of action

Hyperlinks

For your convenience, Straits may include hyperlinks to websites on the Internet that are owned or operated by third parties. Such linked websites are not under the control of Straits cannot accept responsibility for the contents of or the consequences of accessing any linked website or any link contained in a linked website. Furthermore, the hyperlinks provided in this website shall not be considered or construed as an endorsement or verification of such linked websites or the contents therein by Straits. You agree that your access to and/or use of such linked websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.

Indemnity

You hereby agree to indemnify and save Straits harmless against all damages, losses, expenses and costs (including legal costs) suffered or incurred by Straits in connection with or arising from (1) your access of this website and/or use of the online services, or (2) any other party’s access of this website and/or use of the online services using your user id and/or login password, or (3) your breach of any of these Terms and Conditions of Access, or (4) any other party’s breach of any of these Terms and Conditions of Access where such party was able to access this website and/or use the online services by using your user id and/or login password.

Miscellaneous

The information and materials contained in or accessed through this website shall not be considered or construed as an offer or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

The information and materials herein are subject to change (including, without limitation, modification, deletion or replacement thereof) without notice.

Straits may terminate your access to this website and/or your use of the online services at any time without notice and without assigning any reason therefor.

Legal Disclaimer

The information contained in this site is for general guidance on matters of interest only. The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained in this site.

Nothing herein shall be construed as a representation by Straits that the information and materials contained in or accessed through this website is appropriate or available for use in different geographic areas. By accessing this website and/or using the online services, you agree that such access and/or use, as well as these Terms and Conditions of Access.

The material and information found in this website is for general circulation only and does not have regard to specific objectives, financial situation and particular needs of any specific investor individual and/or entity (collectively referred to as “investor”), wherever situated. An investment in any securities mentioned in the document is not intended to be a complete investment programme for any investor. Prospective investors should seek advice from a financial advisor regarding the suitability of the securities, taking into account their specific investment objectives, financial situation or particular needs before committing to invest in or purchase in any of the securities mentioned. In the event that the prospective investor chooses not to seek such advice, he/she/they should carefully consider whether an investment in the said securities are suitable for them in light of their own circumstances, financial resources and entire investment programme.

In addition and without prejudice to any right or remedy which Straits may have (at law or otherwise in the relevant jurisdiction), Straits shall not be liable whatsoever to any individual and/or entity accessing this website(s) in respect of any Loss (defined herein below) suffered by the investor. Without prejudice to the generality of the foregoing, Straits shall not, in any event, be liable to any investor whatsoever for any indirect or consequential Loss of any anticipated profits or punitive damages.

“Loss” in the foregoing means any and all losses, claim, liabilities, costs, charges and/or expenses of whosoever nature or howsoever arising, including profits or advantage which may be deprived or lost and/or legal fees on a full indemnity basis.

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